1. Cook the rice according to package instructions and set aside.

2. Heat some oil in a large pan and sauté the diced onion until soft and lightly browned.

3. Add the chili flakes, garam masala, and curry powder and mix well.

4. Drain and rinse the beans and chickpeas, then add them to the pan and mix well.

5. Add the cooked rice and mix everything together until the rice is evenly coated with the spices and beans.

6. Reduce the heat and cook for another 5 minutes to allow the flavors to meld together.

7. In a small bowl, mix Greek yogurt with a pinch of salt.

8. Divide the spicy rice onto plates and top each portion with a dollop of yogurt.

9. Garnish with chopped cilantro and serve.