1. 1. In a bowl, mix 2% low-fat milk, self-rising flour, eggs, and sugar to create a batter.

2. 2. Heat a skillet over medium heat and melt some butter in it.

3. 3. Dip slices of bread in the batter and cook them on the skillet until golden brown on both sides.

4. 4. In another bowl, mix egg whites, heavy whipping cream, cinnamon, and sugar.

5. 5. Spread this mixture on one side of each slice of cooked bread.

6. 6. Place slices of banana and American cheese on half of the bread slices.

7. 7. Cover each filled slice with another slice to create a sandwich.

8. 8. Cook the sandwiches on the skillet until the cheese melts and the French toast is crispy on the outside.

9. 9. Serve hot with a sprinkle of cinnamon and sugar on top.